Home Insurance Costs with Deductible Scenarios in Carlsbad, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Carlsbad, CA	$713600	$966	$1,329
Oceanside, CA	$423100	$795	$1,094
Vista, CA	$423500	$797	$1,096
Poway, CA	$620500	$982	$1,351
Del Mar, CA	$2000001	$592	$815
San Marcos, CA	$455700	$878	$1,208
Rancho Santa Fe, CA	$2000001	$592	$815
Hidden Meadows, CA	$550100	$1166	$1,605
Lake San Marcos, CA	$564000	$1190	$1,637
Carlsbad, CA	$713600	$966	$1,329

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Impact of Coverage Amount on Home Insurance Cost In Carlsbad, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$168
$200,000	$555
$300,000	$753
$400,000	$947
$500,000	$1,212
$750,000 to $1000,000	$1,402
Above $1000,000	$1,657

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Carlsbad, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Carlsbad, CA Average Home Insurance Cost	$1,345.275
State Average Home Insurance Cost	$1,291
Difference Vs national Average	121.275

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Top Homeowners Insurance Companies in Carlsbad, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Travelers	$1,856
USAA	$877
Nationwide	$852

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Carlsbad, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-161	1184
One Claim	+81	1426
Two Claims	+161	1507

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