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Home Insurance Costs with Deductible Scenarios in Carlsbad, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Carlsbad, CA $713600 $966 $1,329
Oceanside, CA $423100 $795 $1,094
Vista, CA $423500 $797 $1,096
Poway, CA $620500 $982 $1,351
Del Mar, CA $2000001 $592 $815
San Marcos, CA $455700 $878 $1,208
Rancho Santa Fe, CA $2000001 $592 $815
Hidden Meadows, CA $550100 $1166 $1,605
Lake San Marcos, CA $564000 $1190 $1,637
Carlsbad, CA $713600 $966 $1,329

Impact of Coverage Amount on Home Insurance Cost In Carlsbad, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $168
$200,000 $555
$300,000 $753
$400,000 $947
$500,000 $1,212
$750,000 to $1000,000 $1,402
Above $1000,000 $1,657


Carlsbad, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Carlsbad, CA Average Home Insurance Cost$1,345.275
State Average Home Insurance Cost$1,291
Difference Vs national Average121.275

Top Homeowners Insurance Companies in Carlsbad, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Travelers $1,856
USAA $877
Nationwide $852

Carlsbad, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -161 1184
One Claim +81 1426
Two Claims +161 1507