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Home Insurance Costs with Deductible Scenarios in El Cajon, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
El Cajon, CA $403700 $739 $1,017
San Diego Country Estates, CA $435900 $640 $880
Bostonia, CA $293900 $478 $657
Winter Gardens, CA $368300 $590 $812
Harbison Canyon, CA $429200 $876 $1,205
Ramona, CA $448800 $881 $1,213
La Presa, CA $348900 $555 $764
Bonita, CA $599200 $712 $980
El Cajon, CA $403700 $739 $1,017
Poway, CA $620500 $982 $1,351

Impact of Coverage Amount on Home Insurance Cost In El Cajon, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $259
$200,000 $742
$300,000 $1,071
$400,000 $1,229
$500,000 $1,573
$750,000 to $1000,000 $1,819
Above $1000,000 $2,151


El Cajon, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
El Cajon, CA Average Home Insurance Cost$1,029.51
State Average Home Insurance Cost$1,291
Difference Vs national Average-194.49

Top Homeowners Insurance Companies in El Cajon, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Travelers $1,856
Nationwide $852
General $827

El Cajon, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 885
One Claim +93 1122
Two Claims +134 1163