Home Insurance Costs with Deductible Scenarios in Encinitas, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Encinitas, CA	$862300	$1113	$1,531
Lake San Marcos, CA	$564000	$1190	$1,637
San Diego, CA	$492500	$1027	$1,414
Del Mar, CA	$2000001	$592	$815
San Marcos, CA	$455700	$878	$1,208
Rancho Santa Fe, CA	$2000001	$592	$815
Valley Center, CA	$484500	$721	$992
Poway, CA	$620500	$982	$1,351
Solana Beach, CA	$1103900	$685	$943
Irvine-Lake Forest, CA	$690300	$1116	$1,536

---

Impact of Coverage Amount on Home Insurance Cost In Encinitas, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$161
$200,000	$506
$300,000	$718
$400,000	$916
$500,000	$1,172
$750,000 to $1000,000	$1,356
Above $1000,000	$1,603

---

---

Encinitas, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Encinitas, CA Average Home Insurance Cost	$1,549.8
State Average Home Insurance Cost	$1,291
Difference Vs national Average	325.8

---

Top Homeowners Insurance Companies in Encinitas, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Progressive	$1,204
USAA	$877
General	$827

---

Encinitas, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-201	1348
One Claim	+124	1674
Two Claims	+217	1767

---