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Home Insurance Costs with Deductible Scenarios in La Mesa, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
La Mesa, CA $455800 $878 $1,208
El Cajon, CA $403700 $739 $1,017
Harbison Canyon, CA $429200 $876 $1,205
Rancho San Diego, CA $560100 $675 $929
Jamul, CA $612200 $692 $952
Lakeside, CA $386800 $628 $865
La Presa, CA $348900 $555 $764
Coronado, CA $1423600 $674 $927
Santee, CA $397200 $722 $993
Spring Valley, CA $407200 $572 $787

Impact of Coverage Amount on Home Insurance Cost In La Mesa, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $309
$200,000 $785
$300,000 $1,030
$400,000 $1,342
$500,000 $1,718
$750,000 to $1000,000 $1,986
Above $1000,000 $2,349


La Mesa, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
La Mesa, CA Average Home Insurance Cost$1,223.1
State Average Home Insurance Cost$1,291
Difference Vs national Average-0.9

Top Homeowners Insurance Companies in La Mesa, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Farmers $1,748
Progressive $1,204
USAA $877

La Mesa, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -159 1064
One Claim +61 1284
Two Claims +171 1394