Home Insurance Costs with Deductible Scenarios in Oceanside, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oceanside, CA	$423100	$795	$1,094
Pauma Valley, CA	$423800	$610	$839
Oceanside-Escondido, CA	$468300	$1028	$1,415
Lake San Marcos, CA	$564000	$1190	$1,637
Fallbrook, CA	$503700	$978	$1,345
Encinitas, CA	$862300	$1113	$1,531
Bonsall, CA	$635700	$1308	$1,800
Solana Beach, CA	$1103900	$685	$943
San Diego County, CA	$484900	$994	$1,368
Santa Ana, CA	$421600	$791	$1,088

---

Impact of Coverage Amount on Home Insurance Cost In Oceanside, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$307
$200,000	$742
$300,000	$1,096
$400,000	$1,316
$500,000	$1,684
$750,000 to $1000,000	$1,948
Above $1000,000	$2,303

---

---

Oceanside, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oceanside, CA Average Home Insurance Cost	$1,107.63
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-116.37

---

Top Homeowners Insurance Companies in Oceanside, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Progressive	$1,204
State Farm	$983
California Automobile	$639

---

Oceanside, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-144	964
One Claim	+55	1163
Two Claims	+144	1252

---