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Home Insurance Costs with Deductible Scenarios in Oceanside, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Oceanside, CA $423100 $795 $1,094
Pauma Valley, CA $423800 $610 $839
Oceanside-Escondido, CA $468300 $1028 $1,415
Lake San Marcos, CA $564000 $1190 $1,637
Fallbrook, CA $503700 $978 $1,345
Encinitas, CA $862300 $1113 $1,531
Bonsall, CA $635700 $1308 $1,800
Solana Beach, CA $1103900 $685 $943
San Diego County, CA $484900 $994 $1,368
Santa Ana, CA $421600 $791 $1,088

Impact of Coverage Amount on Home Insurance Cost In Oceanside, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $307
$200,000 $742
$300,000 $1,096
$400,000 $1,316
$500,000 $1,684
$750,000 to $1000,000 $1,948
Above $1000,000 $2,303


Oceanside, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Oceanside, CA Average Home Insurance Cost$1,107.63
State Average Home Insurance Cost$1,291
Difference Vs national Average-116.37

Top Homeowners Insurance Companies in Oceanside, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Progressive $1,204
State Farm $983
California Automobile $639

Oceanside, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 964
One Claim +55 1163
Two Claims +144 1252