Home Insurance Costs with Deductible Scenarios in Ramona, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ramona, CA	$448800	$881	$1,213
Santee, CA	$397200	$722	$993
Bostonia, CA	$293900	$478	$657
Valley Center, CA	$484500	$721	$992
Julian, CA	$338900	$641	$882
Alpine, CA	$531500	$710	$977
Eucalyptus Hills, CA	$493400	$718	$988
Crest, CA	$397500	$777	$1,069
Ramona, CA	$448800	$881	$1,213
Winter Gardens, CA	$368300	$590	$812

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Impact of Coverage Amount on Home Insurance Cost In Ramona, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$258
$200,000	$811
$300,000	$1,137
$400,000	$1,315
$500,000	$1,683
$750,000 to $1000,000	$1,946
Above $1000,000	$2,301

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Ramona, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ramona, CA Average Home Insurance Cost	$1,227.6
State Average Home Insurance Cost	$1,291
Difference Vs national Average	3.6

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Top Homeowners Insurance Companies in Ramona, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
State Farm	$983
General	$827
California Automobile	$639

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Ramona, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-160	1068
One Claim	+61	1289
Two Claims	+160	1387

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