Home Insurance Costs with Deductible Scenarios in San Diego, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
San Diego, CA	$492500	$1027	$1,414
Granite Hills, CA	$604600	$1257	$1,730
Spring Valley, CA	$407200	$572	$787
Bonita, CA	$599200	$712	$980
Chula Vista, CA	$433500	$829	$1,140
Casa de Oro-Mount Helix, CA	$623500	$702	$966
La Presa, CA	$348900	$555	$764
Jamul, CA	$612200	$692	$952
La Mesa, CA	$455800	$878	$1,208
Alpine, CA	$531500	$710	$977

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Impact of Coverage Amount on Home Insurance Cost In San Diego, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$348
$200,000	$857
$300,000	$1,215
$400,000	$1,432
$500,000	$1,833
$750,000 to $1000,000	$2,119
Above $1000,000	$2,506

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San Diego, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
San Diego, CA Average Home Insurance Cost	$1,431
State Average Home Insurance Cost	$1,291
Difference Vs national Average	207

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Top Homeowners Insurance Companies in San Diego, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Allstate	$2,521
State Farm	$983
General	$827

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San Diego, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1259
One Claim	+72	1503
Two Claims	+200	1631

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