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Home Insurance Costs with Deductible Scenarios in San Diego County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
San Diego County, CA $484900 $994 $1,368
Descanso, CA $347300 $658 $905
Lakeside, CA $386800 $628 $865
Poway, CA $620500 $982 $1,351
San Diego Country Estates, CA $435900 $640 $880
Crest, CA $397500 $777 $1,069
Alpine, CA $531500 $710 $977
Eucalyptus Hills, CA $493400 $718 $988
El Cajon, CA $403700 $739 $1,017
Rancho San Diego, CA $560100 $675 $929

Impact of Coverage Amount on Home Insurance Cost In San Diego County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $293
$200,000 $860
$300,000 $1,088
$400,000 $1,388
$500,000 $1,777
$750,000 to $1000,000 $2,054
Above $1000,000 $2,429


San Diego County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
San Diego County, CA Average Home Insurance Cost$1,384.2
State Average Home Insurance Cost$1,291
Difference Vs national Average160.2

Top Homeowners Insurance Companies in San Diego County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Travelers $1,856
Farmers $1,748
USAA $877

San Diego County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -194 1190
One Claim +125 1509
Two Claims +166 1550