Home Insurance Costs with Deductible Scenarios in San Marcos, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
San Marcos, CA	$455700	$878	$1,208
Fallbrook, CA	$503700	$978	$1,345
Ramona, CA	$448800	$881	$1,213
Rancho Santa Fe, CA	$2000001	$592	$815
Solana Beach, CA	$1103900	$685	$943
Encinitas, CA	$862300	$1113	$1,531
Valley Center, CA	$484500	$721	$992
Vista, CA	$423500	$797	$1,096
Hidden Meadows, CA	$550100	$1166	$1,605
Del Mar, CA	$2000001	$592	$815

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Impact of Coverage Amount on Home Insurance Cost In San Marcos, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$291
$200,000	$855
$300,000	$1,028
$400,000	$1,304
$500,000	$1,669
$750,000 to $1000,000	$1,930
Above $1000,000	$2,282

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San Marcos, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
San Marcos, CA Average Home Insurance Cost	$1,222.2
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-1.8

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Top Homeowners Insurance Companies in San Marcos, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Farmers	$1,748
USAA	$877
Nationwide	$852

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San Marcos, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-147	1076
One Claim	+73	1296
Two Claims	+159	1381

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