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Home Insurance Costs with Deductible Scenarios in Santee, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Santee, CA $397200 $722 $993
El Cajon, CA $403700 $739 $1,017
Bostonia, CA $293900 $478 $657
Bonita, CA $599200 $712 $980
Casa de Oro-Mount Helix, CA $623500 $702 $966
Spring Valley, CA $407200 $572 $787
San Diego, CA $492500 $1027 $1,414
Lemon Grove, CA $367700 $589 $810
Harbison Canyon, CA $429200 $876 $1,205
San Diego Country Estates, CA $435900 $640 $880

Impact of Coverage Amount on Home Insurance Cost In Santee, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $265
$200,000 $738
$300,000 $1,020
$400,000 $1,228
$500,000 $1,572
$750,000 to $1000,000 $1,817
Above $1000,000 $2,149


Santee, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Santee, CA Average Home Insurance Cost$1,005.33
State Average Home Insurance Cost$1,291
Difference Vs national Average-218.67

Top Homeowners Insurance Companies in Santee, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Allstate $2,521
Travelers $1,856
Progressive $1,204

Santee, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -121 885
One Claim +50 1056
Two Claims +121 1126